The Indian Business Command Center
Your Business.One Smart Workspace.
Invoice faster. Manage GST. Track customers. Collect payments. Let AI handle the busywork.
Business flow
From sale to settlement
Active
Aayush Electricals
INV-2026-0042
₹47,200
GST
SYNCED
UPI
SYNCED
SYNCED
Ledger
SYNCED
AI
READY
₹47,200
GST Rule 46 · Direct UPI
Invoice ready.
GST calculated. Payment link generated. Customer follow-up queued.
Business → Customer → Invoice → GST → UPI → WhatsApp → Payment → Ledger → AI → Growth
10 Stages. One Intelligent Lifecycle.
From initial registration to instant UPI settlement and automated debtor ledger reconciliation, KarobarSaathi runs your complete back office in one continuous flow.
Business Profile
Configure trade GSTIN, state code & UPI once.
Your legal trade credentials, bank IFSC, and brand logo are permanently locked into the vector PDF renderer.
🏢 Verified: KarobarSaathi Enterprises (Maharashtra Code: 27)
State Verification
GSTIN: 27ABCDE1234F1Z5
Audit Status
100% Verified
Customer → Invoice → UPI → Ledger
Test the live transaction pipeline below. Switch between local and cross-state business scenarios to see real-time GST tax splits and instant ledger clearing.
Sharma Electricals & Hardware
Rajesh Sharma • Pune, Maharashtra
INV-2026-DEMO
| Item Description | Qty | Rate | Total |
|---|---|---|---|
| Havells Industrial Submersible Cable 100m | 5 | ₹4,200 | ₹21,000 |
AI That Takes Real Business Action
Not a generic chatbot. An active back-office agent that audits customer ledgers, turns site photos into GST bills, and writes high-converting festive announcements.
Proactive Debt Recovery Agent
KarobarSaathi monitors unpaid client ledgers and flags overdue payments before they become bad debts. It auto-composes courteous WhatsApp reminders with direct UPI deep-links.
> Debtor Identified: Rajesh Sharma
> Invoice INV-2026-0038: ₹18,500 pending (14 Days overdue)
> Recovery Plan: 1-Click WhatsApp payment link
AI-Synthesized WhatsApp Message
READY TO SENDTailored for Indian Trade
Select your trade category to see how KarobarSaathi adapts its tax engines, invoice layouts, and payment workflows to your daily counter operations.
Multi-Rate Tax Splits for Building Materials & Fixtures
Hardware stores routinely manage items from cement (28%) to power tools (18%) and PVC fittings on the same counter.
Tile area & square footage auto-calculator
Multi-rate tax splits (5%, 12%, 18%, 28%) on single invoice
Convert contractor quotations into final tax invoices
Predictable Plans. Zero Hidden Gateway Fees.
Start free without entering credit card details. Upgrade whenever your transaction volume demands unlimited speed and watermark-free bills.
Free Forever
Essential invoicing for micro startups and sole proprietors.
- 3 Final GST Invoices / month
- Rule 46 Compliant CGST/SGST/IGST Calculator
- Embedded Dynamic UPI QR Code on PDFs
- 10 AI Generations / month
- Mobile & Desktop Browser Access
- Standard PDF Downloads
Growth MSME
Most popular for active Indian shopkeepers, traders & agencies.
- Unlimited GST Invoices, Quotes & Receipts
- Remove KarobarSaathi Branding & Watermarks
- Full Customer Credit Ledger & Balances
- 500 AI Generations / month
- 1-Click WhatsApp Payment Reminders
- Direct Email Invoicing with Attachments
- Priority CA Sales & Tax Summaries
Business Suite
Complete automation for high-volume dealers, firms & contractors.
- Everything in Growth Unlimited
- 2,000 AI Generations / month
- Vision Photo-to-Bill AI Measurement Scanner
- Multi-Staff Access (Cashier + Owner logins)
- Custom Print & Letterhead Headers
- Priority Phone & WhatsApp Support
- Bulk Inbound Lead Intelligence Funnel
Need High-Speed Invoicing Without a Monthly Subscription?
1-time non-recurring passes for seasonal vendors, festival rushes, or occasional billing needs.
1-Day Rush Pass
Instant 24-hour unlimited billing for emergency events, exhibitions & stock clearances.
20 Invoices Lifetime Pack
Pay-as-you-go pack for low-volume suppliers. Deducts 1 credit per issued final tax bill.
1-Week Peak Pass
Unlimited invoicing and client ledger access for month-end reconciliation & festival rushes.
What is KarobarSaathi?
KarobarSaathi is a simple business management platform for Indian small businesses and MSMEs. It helps businesses create GST invoices, quotations and receipts, manage customers, calculate GST and use AI-powered business tools.
How to create a GST invoice
Enter business details
Add customer details
Add products or services
Apply GST
Generate and download invoice
Core Advantages
Everything your business needs in one place
Ready-made GST Calculators
Instant CGST, SGST, and IGST breakdown for both inclusive and exclusive rates with zero formula errors.
AI Business Assistant
Generate ready-to-send WhatsApp messages, polite payment nudges, and social media ad copy.
GST-Compliant Invoices
Issue clean invoices, quotations, and receipts with embedded UPI QR codes and Rupee words.
Customer Directory & Ledger
Track customer balances, past business records, and pending dues with 1-click WhatsApp alerts.
Built for Indian MSMEs
Full compliance with Indian GST state codes, HSN/SAC codes, and PAN formats out of the box.
Fast & Mobile-Friendly
Manage your shop or client billing seamlessly on any phone, tablet, or laptop browser.
⚡ Core Business Tools & AI Engines
10+ Fast Calculators, Invoicing Generators & AI Tools
Business & Accounting Tools
GST Calculator
Calculate CGST, SGST, IGST for inclusive or exclusive amounts with 100% precision.
GST Invoice Generator
Create professional GST Rule 46 invoices with embedded UPI QR codes.
Quotation Generator
Send polished quotations with validity dates and convert to invoice in 1-click.
Payment Receipt Generator
Generate instant payment vouchers with reference IDs and ledger auto-sync.
Profit & Margin Calculator
Work out gross profit, margin percentage and markup instantly.
AI Growth & Sales Engines
Photo or Measurement-to-Bill Converter AI
Upload site/slip photo or write dimensions — AI calculates area & generates bill items.
WhatsApp Message Generator
Craft ready-to-send polite WhatsApp business messages & payment reminders.
Customer Follow-up Assistant
Generate polite, effective follow-up messages for pending balances.
AI Product Description
Write compelling product descriptions across WhatsApp and social media formats.
Advertisement Copy Generator
Create high-converting ad copy for Instagram, Facebook, and print.
Simple Workflow
Get started in 3 simple steps
Set up your business
Add your business name, GSTIN, and UPI ID once in your settings.
Generate invoices or calculations
Create GST invoices, calculate profit margins, or write AI messages.
Share & collect payments
Download PDF or send via WhatsApp with live UPI payment QR codes.
What business tools are available?
KarobarSaathi provides GST invoicing, billing, quotations, receipts, GST calculations, customer management and AI tools including product descriptions, WhatsApp messages, advertisements and photo-to-bill workflows.
GST Calculator & Tools
Calculate GST and use business billing tools online.
GST Invoice Generator
Create invoices for everyday business billing.
Quotation Generator
Prepare professional quotations for customers.
Receipt Generator
Create receipts and keep payment documents organized.
Who can use KarobarSaathi?
Shops, traders, service providers, freelancers, small businesses and MSMEs in India can use KarobarSaathi for everyday billing and business tasks.
Learn more about GST billing and business management
Explore KarobarSaathi guides, frequently asked questions and pricing information to understand how online GST billing and business management tools can help your business.
GST & Business Guides
Read practical guides about GST invoices, billing software and online invoice creation.
Explore the blog →Frequently Asked Questions
Find answers about GST invoices, billing, calculators, quotations, receipts and AI tools.
View FAQ →KarobarSaathi Pricing
Compare available plans and choose the option that fits your business needs.
Compare plans →GST billing software for Indian cities
KarobarSaathi provides online GST billing, invoice, quotation and receipt tools for small businesses and MSMEs across India. Explore the business billing resources available for your city.
KarobarSaathi Pricing & FAQ
Common questions about KarobarSaathi, GST billing, business tools and available plans.
What is KarobarSaathi?
KarobarSaathi is a business management platform for Indian small businesses and MSMEs. It provides GST invoicing, quotations, receipts, calculators, customer management and AI business tools.
How can I create a GST invoice online?
Enter your business details, add customer details, add products or services, apply the applicable GST, then generate and download the invoice.
Can I create GST invoices without installing software?
Yes. KarobarSaathi is web-based and can be used from a supported browser without installing desktop billing software.
Who can use KarobarSaathi?
KarobarSaathi is designed for Indian shops, traders, service providers, freelancers, small businesses and MSMEs.
What business tools are available?
KarobarSaathi provides GST invoices, quotations, receipts, GST calculations, customer management and AI tools for everyday business tasks.
Does KarobarSaathi provide a GST calculator?
Yes. The GST calculator supports CGST, SGST and IGST calculations for inclusive and exclusive amounts.
Can I create quotations and receipts?
Yes. KarobarSaathi provides tools for creating invoices, quotations and receipts.
Does KarobarSaathi have AI tools?
Yes. KarobarSaathi includes AI tools for product descriptions, WhatsApp business messages, advertisements, follow-ups and photo-based bill preparation.
What are KarobarSaathi pricing options?
KarobarSaathi provides a free plan and paid options for businesses that need additional billing and AI capabilities. Current plans and prices are available on the pricing page.
Ready to simplify your business billing?
Explore KarobarSaathi plans or start with the available free option for your business.
Ready to run your business the smart way?
Join growing Indian small businesses choosing a smarter way to manage billing, GST and payments.